How much do I need to Retire with £20k/£30k/£40k/£50k per year? (100-Year Backtest Results)

How much do I need to retire with £20k/£30k/£40k/£50k per year? (100-year backtest results)

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How Much Do I Need To Save Tool

Software & Data is the backtesting software I used in this video. It includes over 100 years of stock market adn inflation data. To get such a large data set, they have spliced together different indices to cover different periods, but the modern version of the indices used in this video are:

Global Equities – Morningstar Global All Cap Target Market Exposure
Global Bonds – Morningstar Global Core Bond


Capital at risk. This video does not constitute personal advice. Past performance is used as a guide only. It is no guarantee of future returns. Prevailing tax rates and reliefs are dependent on individual circumstances and are subject to change. We do not provide tax advice.

Issued on behalf of Nova Wealth. Nova Wealth is a trading name of Octopus Wealth Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796).

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00:00 Intro
01:15 How much do I need to retire?
13:02 How much do I need to save?
Credit to : James Shack